?!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"> title_temp 银行落实房贷新政:有房贷记录再贷算二套房-西安银行最新动?西安贷款?/title> <link href="http://yfdkyxgs.com/css/common.css" type="text/css" rel="stylesheet"> <link href="http://yfdkyxgs.com/css/wp_style.css" type="text/css" rel="stylesheet"><style type="text/css"> .content_box{line-height:24px;} .content_box p{margin:5px auto;} </style> <script>var V_PATH="/";window.onerror=function(){ return true; };</script> </head> <h1><a href="http://yfdkyxgs.com/">bbinƽַ̨ȫ</a></h1> <!--头部--> <div id="22vv4yztoubsev" class="header wrapper"> <div id="logo"><a href="http://yfdkyxgs.com/"><img src="http://yfdkyxgs.com/images/logo.gif" border="0" alt="西安贷款?/></a></div> <div id="top_link"> <div id="hot_tel"><img src="http://yfdkyxgs.com/images/hot_tel.gif" alt="联系电话"/></div> <ul id="top_link_nav"> <li class="icon1"><a href="http://yfdkyxgs.com/">首页</a></li> <li class="icon2"><a 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</div> <div id="22vv4yztoubsev" class="clear"></div> <div id="22vv4yztoubsev" class="lbox" style="margin-top:8px; overflow:hidden;"> <div id="22vv4yztoubsev" class="t2"><a href="http://yfdkyxgs.com/daikuan/google.html" class="more" title="点击查看更多信息"><img src="http://yfdkyxgs.com/images/more.gif" alt="查看更多"/></a></div> <div id="22vv4yztoubsev" class="box_content"> <ul class="list1"> <li><a href="http://yfdkyxgs.com/daikuan/270.html" title="[2012-6-4 22:4:27] 贷款利率如何影响您的成本">贷款利率如何影响您的成本</a></li><li><a href="http://yfdkyxgs.com/daikuan/269.html" title="[2012-6-3 15:18:25] 个人信用易贷常见问题">个人信用易贷常见问题</a></li><li><a href="http://yfdkyxgs.com/daikuan/268.html" title="[2012-6-3 15:16:54] 无抵押贷款常见问?>无抵押贷款常见问?/a></li><li><a href="http://yfdkyxgs.com/daikuan/267.html" title="[2012-5-31 16:22:28] 银行业战略转型迫在眉?>银行业战略转型迫在眉?/a></li><li><a href="http://yfdkyxgs.com/daikuan/266.html" title="[2012-5-31 16:21:39] 企业贷款需求萎缩制约新增信?>企业贷款需求萎缩制约新增信?/a></li><li><a href="http://yfdkyxgs.com/daikuan/265.html" 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-->据了解,各银行普遍对此次房贷严政采取了谨慎态度,没有出现突击放贷现象?/p><p>  “这次新房贷政策执行的速度很快,原封不动地执行,基本没有打擦边球的余地?rdquo;据省中行有关人士透露?ldquo;预计下周一,中行总行将对二套房的认定和三套房首付款提高比例出台细则?rdquo;据了解,目前长沙多数银行都在等待细则,具体措施要等到本周陆续公布?/p><p>  <strong>存量房贷利率暂不受影?</strong></p><p>  二套房存量房贷(已经按揭买房,但尚未还清的贷款)利率将怎么办?是否会在明年上浮到基准利率的1.1倍?</p><p>  “根据总行通知,存量房贷继续按以前利率政策办?rdquo;中行房贷人士表示,如果没有新的文件,明年存量房客户的房贷折扣不会改变。工行方面也表示,已办理的存量二套房贷暂时不受新政影响?/p><p>  <strong>有房贷记录再贷就算二套房 </strong></p><p>  “有一套住房,再买套改善型大房子不能享受首套房的优惠,但将首套房卖掉再买房子能算首套房吗?”目前,各银行执行的认定规定是,只要有购房经历,并从银行贷过款,银行征信系统中就有相关记录,以后即使将这套房子卖掉,再贷款买房也算是二套房?/p> </div> </div> <!--底部--> <div id="22vv4yztoubsev" class="clear"></div> <div id="22vv4yztoubsev" class="c_box2 wrapper"> <h3>合作银行/机构</h3> <p><p><br> <img src="http://yfdkyxgs.com/bank/xa.gif" alt="西安银行"/> <img src="http://yfdkyxgs.com/bank/gs.gif" alt="工商银行"/> <img src="http://yfdkyxgs.com/bank/js.gif" alt="建设银行"/> <img src="http://yfdkyxgs.com/bank/jt.gif" alt="交通银?/> <img src="http://yfdkyxgs.com/bank/ms.gif" alt="民生银行"/> <img 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